2025 Year In Review

Ministry Highlight: Crossroads Bible Church

Where is God in Los Alamos?

From a bird’s-eye view, Los Alamos seems like the perfect community. Almost everyone who lives there works at the National Laboratory, meaning most people are well-educated and very well-off financially. Sadly, these truths only serve to mask the reality of the spiritual darkness the town grapples with. The local high school faces drug problems, suicides devastate the community, and most critically, many scientists’ naturalist views of the world cause them to reject Christ. This all begs the question: Where is God in Los Alamos?

– R. Keith Jordan, Chairman, Board of Directors

2025 was a year of growth and stability for Orchard Alliance. We finished the year on very strong financial footing, assuring that your investments remain secure, productive, and put to good use in advancing Christ’s Kingdom.

Your investments provided more than $30 million in funding to help Alliance churches and ministries expand their influence and reach. Your tax-wise giving supplied more than $10 million in grants and donations to Alliance churches, ministries, Christian organizations, and charities.

The Orchard team continues to serve its investors, ministry partners, and churches with excellence. This past year, the team was intentional about thanking and affirming our investors for the impact they’ve had toward the fulfillment of The Alliance’s All of Jesus for All the World vision. The loans made possible by Orchard investors have enabled Alliance churches and ministries to expand their gospel reach beyond their previous boundaries through vibrant outreach and discipleship ministries.

By building and expanding their facilities and ministries, many of these churches have increased their capacity to extend Christ-honoring love to the marginalized and overlooked people in their communities. Other churches have opened their doors to multiethnic congregations that needed a place to gather and worship. Still others have offered space for local police, firefighters, charities, and community groups to conduct training and host addiction recovery groups.

Because the demand for loans has increased significantly over the past year, Orchard launched a campaign to offer more Alliance people the opportunity to help build Christ’s Kingdom through their investments. Watch this video of the Orchard team extending an invitation for other Alliance church attendees to invest.

In 2026 and beyond, Orchard Alliance remains fully committed to supporting the ministries of our Alliance churches, camps, colleges, and international workers by offering Alliance people opportunities to invest in Kingdom-advancing initiatives that align with their faith values while providing practical stewardship resources and services to the greater Alliance family.

Thank you for continuing to allow us to serve and partner with you where Faith & Finance Meet.

Each of you should use whatever gift you have received to serve others, as faithful stewards of God’s grace. – 1 Peter 4:10

BOARD OF DIRECTORS

2025 Financial Overview

Investments Used to Fund Ministry Loans

Planned Giving and Charitable Distributions to Ministry

AUDITED FINANCIALS

OUR TEAM

Pastor Juan Parra, Sinai Church of The C&MA | Lending

"The loan process with Orchard Alliance was so easy. The paperwork was quick, and everything was clearly explained to us. Orchard’s staff was always there whenever we had questions along the way. They were a great partner to our church, and we couldn’t have accomplished what we’ve done without them."

Carole Towriss | Investor

"Orchard Alliance has always been helpful, professional, and focused on helping us meet our ministry as well as financial goals."

Kirk Christensen, Crossroads Bible Church | Lending

"Our church expansion project didn’t have the feel of going to a bank to show our profit/loss statement and all our business financials to try to prove that we qualify. It was more about what God was doing in our community and how Orchard could partner with us to help make it happen."

Mary Westcott | Investor

"We have done several transactions with Orchard Alliance over the past 15+ years. Without exception, they have been prompt and very helpful with each request. We have had some new types of transactions recently, and the service continues to be excellent. Thanks, Hannah, for your great work."

Pastor Devin Hebeisen, The Journey (Alliance) Church | Lending

"We are so excited to move into the new space and get up and running. This new building will allow us to grow and reach more people for Christ. We are incredibly grateful to Orchard Alliance for giving us the funding we needed to make this dream a reality."

Sonya Yager
| Investor

"We are so appreciative of the help that we received in transferring a fund. A big thank you to Clem and especially Beverly, who was so available and responsive when we had questions. We cannot speak highly enough of Orchard Alliance. We certainly are sharing our experience with others. What a gift!!!!"

Pastor Rob Bergfalk, Compassion (Alliance) Church | Lending

"I talked with Sandy Grant at Orchard Alliance many times, and we ended up applying for and receiving a line of credit. Sandy was so great to work with. She went over all of our options, she prayed with us, and really made the whole process easy. We wouldn’t have been able to sign the lease if it weren’t for Orchard. We are incredibly grateful."

Tom and Debbie Parnakian | Investors

"Orchard Alliance is very easy to work with and there was always someone available through email or a phone call to help us if we had any questions. It's a huge blessing to know that this money has been set aside for the Lord's work."

William Yuen | Investor / Church Treasurer

"Our church has supported Orchard Alliance since before I joined the church 10 years ago. I became a treasurer 5 years ago and have seen steady and substantial income from our investment with OA. The staff is friendly and helpful. The website is easy to use. I am specifically impressed by the ease and timely I can move the funds between OA and our bank to manage our cash flow."

Mark Roeser | Investor

"For me, Orchard Alliance has been a win-win situation. It allows me to be the best steward of God's resources that He has provided me to manage, as well as provide a vehicle to continue to pay it forward to His kingdom when I transition from this life to my eternal home."

This is not an offer to sell, nor a solicitation of an offer to buy, securities of Orchard Alliance (Orchard). The offering is made solely through and by Orchard’s Offering Circular, which you should read carefully before making an investment decision. Orchard’s securities are subject to certain risk factors as described in the Offering Circular. Orchard’s securities are offered only in states where authorized. Orchard is a religious, nonprofit organization; therefore, Orchard’s securities are not bank deposit accounts and are not insured by the FDIC, SIPC or any other governmental agency. Orchard is not licensed to offer investment advice with respect to its securities, including those for retirement accounts.